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ACOR is a file handling, documentation, and insurance claim consulting firm focused on bringing structure, clarity, and alignment to property claims.
ACOR was built around a simple idea: claims move more efficiently when the file accurately reflects the work required.
Our role is to develop, analyze, and structure claim documentation so that scope, cost, and field conditions are clearly defined and aligned. We operate between Insurance Carriers and Contractors, supporting both sides through consistent, execution-aware documentation.
ACOR does not represent policyholders or carriers. We represent the integrity of the file and the work required to move it toward resolution.
ACOR’s approach is grounded in practical experience across adjusting, estimating, and field execution. This allows our work to go beyond theoretical scope writing and reflect what is actually required to complete a project.
Our documentation and estimates are built with an understanding of:
This combination reduces disconnect between what is written, what is reviewed, and what is ultimately required to complete the work.
ACOR is structured to support the claim process from multiple entry points, depending on how the file needs to be developed.
We may operate as:
In both cases, the objective remains the same: produce a clear, consistent file that supports evaluation, alignment, and forward movement.
ACOR’s work is informed by experience across:
This foundation allows us to approach each file with a balanced understanding of documentation requirements and real-world application.
When needed, ACOR also maintains access to qualified field professionals who can perform work based on the documented scope, reinforcing the accuracy and practicality of our estimates and reporting.
ACOR regularly works on files that require a higher level of analysis and documentation, including:
Our role in these situations is to provide structured, well-supported documentation that helps clarify the file and support the resolution process.
“ACOR’s claims team cut our average approval cycle from 6 weeks to under 3. The documentation they produce is exactly what our carrier requires — no back-and-forth.”
Director of Operations, Property Management Co.
“We manage 18 commercial properties. Having a single vendor with SLA accountability and one consolidated invoice has meaningfully reduced our admin overhead.”
VP Facilities, Commercial REIT
“Their pre-loss inspection program flagged two moisture issues before they became claims. That alone paid for the contract. I recommend them to every property owner I work with.”
Senior Adjuster, Regional Insurance Carrier
ACOR focuses on producing documentation and estimates that bring structure to the claim process. When the file is clear, the path forward becomes easier to define.
